EIBOR Reversion Calculator
See payment shock when your fixed rate ends and reverts to EIBOR + spread.
AED
%
years
years
%
3-month EIBOR rate
%
Added to EIBOR after fixed period
Fixed Payment
AED 7,909
3.99% for 3 years
After Reversion
AED 9,899
6.5% (EIBOR + spread)
Balance at Reversion
AED 1,388,459
After 3 years
Worst Case
AED 12,558
If EIBOR rises +3%
EIBOR Scenarios
| EIBOR | Effective Rate | Monthly | Change |
|---|---|---|---|
| 4% | 5.5% | AED 9,078 | +AED 1,169 (+14.78%) |
| 5% | 6.5% | AED 9,899 | +AED 1,990 (+25.16%) |
| 6% | 7.5% | AED 10,754 | +AED 2,844 (+35.96%) |
| 7% | 8.5% | AED 11,641 | +AED 3,732 (+47.18%) |
| 8% | 9.5% | AED 12,558 | +AED 4,649 (+58.78%) |
Calculations are estimates only and do not constitute financial advice. Actual rates, fees, and eligibility may vary by lender. Always consult a licensed mortgage professional.