PMI Calculator
Estimate your private mortgage insurance costs and when it auto-cancels.
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PMI Rate by Credit Score
760+0.19-0.58%
740-7590.25-0.65%
720-7390.33-0.78%
700-7190.39-0.96%
680-6990.52-1.13%
660-6790.69-1.36%
<6601.10-1.82%
Monthly PMI
AED 84
Annual PMI
AED 1,013
PMI Rate
0.25%
Total PMI Paid
AED 9,451
LTV
90%
Monthly Payment + PMI
AED 2,711
PMI Auto-Cancellation
PMI auto-cancels at month 112 (~9.33 years) when LTV reaches 78%.
You can request cancellation earlier at 80% LTV.
Extra Equity to Cancel PMI
AED 45,000
Lifetime Savings if Avoided
AED 9,451
Calculations are estimates only and do not constitute financial advice. Actual rates, fees, and eligibility may vary by lender. Always consult a licensed mortgage professional.